Florida is Third in the Country in Wrong Way Driving Deaths:
Most of these drivers who cause such serious accidents likely have insufficient insurance, if any insurance at all. In fact, the Insurance Research Council (IRC) estimates that 1 driver out of every 7 drivers in the United States is currently uninsured. This is especially startling considering that an accident with an uninsured or under insured driver can result in significant costs that aren’t covered by a basic liability insurance policy.
What is Uninsured Motorist Bodily Injury Coverage?
In the event of an auto accident caused by an uninsured or under insured driver, uninsured motorist (UM) coverage will cover you and your passengers for:
- Medical expenses.
- Pain and suffering.
- Lost wages.
Under this car insurance policy, you and your passengers will also be covered if you are the victim of a hit-and-run accident.
NOTE: In some cases, a driver might have some liability insurance but not enough to cover your injuries and/or damages (i.e. Under insured Motorist). Under insured motorist coverage can be used to offset the costs.
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